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Live a life of freedom

Discover how small changes create big possibilities. Learn the proven system that turns your income into choices, opportunities, and a life of true freedom, instead of the trap of financial bondage.

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About Us

What if managing money felt like playing a game? At Living By The Percentages, financial success should be fun, engaging, and something friends, couples, and families can master together.

Living By The Percentages teaches individuals, friends, couples, and families how to multiply their money with simple, strategic changes. No complicated spreadsheets. No restrictive budgets. Just a proven system that gives you the freedom to make the choices you deserve—and yes, one of the percentages even gives you fun money no matter what your income is!

You have income and potential. We will do this together! Living By The Percentages helps multiply your money and potential so that it works for you with little effort. And it's fun!

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Small changes. Big Freedom.

Approximately 80% of people are in financial bondage and have no idea how to even start.

Create Financial Freedom

Learn the allocation strategy that multiplies your resources naturally.

Make It Fun for Everyone

Turn money conversations into engaging activities the whole family will enjoy.

This is Lasting Success

Discover how to achieve your goals without feeling restricted or overwhelmed.

Forest

Building wealth on any income by living the Parable of the Talents.

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Our Services

Tammy is an experienced, business owner, and former nurse who teaches the life-changing percentage system through interactive sessions. Her proven approach makes financial success feel like a game instead of homework, helping people discover how small changes create big freedom. She brings practical expertise to remove the stress on how to manage money.

Church Chats

People who involve God in this decision are more successful. Tammy uses scripture to back up the percentages, including The Parable of The Talents, helping congregations build financial freedom with faith as the foundation.

Community Education Classes

Interactive group sessions where friends, couples, and families learn the proven percentage system together. Tammy will teach you practical tools that make financial success fun and achievable for you, your friends and family.

Business Workshops

Being a responsible employer means giving your team financial literacy, not just paychecks. Finances cause the biggest stress in people's lives—equip your employees with tools to manage money and find more happiness. Happy people are happy employees.

Church chats and community education sessions are available for individuals at $75 per person, couples at $125, or families and families at $150 (ages 12 and older). Business workshops and private groups (30+) are available with custom pricing tailored to your specific needs and goals. Add-on available: Health is Wealth - stay for an extra hour as Tammy, a former nurse, shares valuable insights into increasing longevity and quality of life with the latest information. Contact us today to discuss which option is the best fit for you and to reserve your spot.

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Testimonials

"I never thought managing money could feel this empowering! The percentage system changed everything for our family. My kids actually ask to be part of our financial planning now—it's become quality time together."

— Sarah M., Mother of Three

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Contact Us

(000) 000-0000

hello@livingbythepercentages.com

Our 2026 calendar is filling up fast! Call, text, email or fill out the form below to schedule your event.

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